Compounding Calculators

Model account growth with reinvested returns over time.

Compounding is what turns consistent small gains into significant wealth over time. A trading account that grows 3% per month reinvested turns $10,000 into $43,000 in three years — without adding any new capital. The key insight is that losses compound against you just as aggressively: a 20% drawdown requires a 25% gain to recover. These calculators model realistic account growth scenarios with your actual return rate and show why protecting capital (avoiding large drawdowns) matters far more than chasing large gains.