BrightFunded Rules Explained: Drawdown, Targets, and How to Pass
Complete breakdown of BrightFunded evaluation rules, daily and maximum drawdown limits, profit targets, crypto trading options, and how to pass the 2-step challenge.
BrightFunded is one of the best-rated crypto prop firms in 2026 — offering 35 cryptocurrency pairs, accounts up to $400,000, and a profit split that can reach 100% through their scaling plan. Founded in Amsterdam in 2023, they have built a strong reputation for fast payouts (4–8 hours average) and transparent rules.
If you trade crypto and want a funded account, BrightFunded is one of the few prop firms specifically built for it.
BrightFunded Account Sizes (2-Step Challenge)
| Account Size | Phase 1 Target | Phase 2 Target | Daily Drawdown | Max Drawdown |
|---|---|---|---|---|
| $5,000 | 8% ($400) | 5% ($250) | 5% ($250) | 10% ($500) |
| $10,000 | 8% ($800) | 5% ($500) | 5% ($500) | 10% ($1,000) |
| $25,000 | 8% ($2,000) | 5% ($1,250) | 5% ($1,250) | 10% ($2,500) |
| $50,000 | 8% ($4,000) | 5% ($2,500) | 5% ($2,500) | 10% ($5,000) |
| $100,000 | 8% ($8,000) | 5% ($5,000) | 5% ($5,000) | 10% ($10,000) |
| $200,000 | 8% ($16,000) | 5% ($10,000) | 5% ($10,000) | 10% ($20,000) |
| $400,000 | 8% ($32,000) | 5% ($20,000) | 5% ($20,000) | 10% ($40,000) |
Track your BrightFunded daily drawdown with our BrightFunded Drawdown Calculator.
How BrightFunded Calculates Drawdown
BrightFunded uses static drawdown — your maximum loss floor is fixed at account opening from your initial balance and never moves up, regardless of profits made.
Daily drawdown is equity-based — open floating losses count toward your daily limit, not just closed trades.
Example on a $100,000 account:
- Daily limit: $5,000 (5% of account)
- Max drawdown floor: permanently at $90,000 (10% below start)
- Even if you grow to $120,000, your floor stays at $90,000
- This gives you more breathing room as you profit — the gap between your equity and the floor grows
This static model is the most beginner-friendly drawdown structure in prop trading.
Phase 1 vs Phase 2: What Changes
| Rule | Phase 1 | Phase 2 |
|---|---|---|
| Profit target | 8% | 5% |
| Daily drawdown | 5% | 5% |
| Max drawdown | 10% | 10% |
| Time limit | 30 days | 60 days |
The drawdown rules are identical across both phases. Phase 2 simply confirms you can hit a lower target consistently over a longer window.
Crypto Trading on BrightFunded
BrightFunded offers 35 cryptocurrency pairs — by far the largest crypto selection of any major prop firm. This includes:
- Bitcoin (BTC) and Ethereum (ETH) — the major pairs
- Mid-cap altcoins — Solana, Avalanche, Chainlink and others
- Crypto cross pairs
Leverage on crypto: Up to 5:1 on cryptocurrency pairs. This is lower than centralised exchanges but standard for regulated prop firm environments.
Important: Crypto volatility is significantly higher than forex. A 5% daily drawdown limit that's manageable on EUR/USD can be hit in a single 30-minute candle on BTC. Adjust your position sizing accordingly — risk 0.25–0.5% per trade on crypto pairs, not the 1% you might use on forex.
Key Rules to Know
Payout processing: Average 4–8 hours, guaranteed maximum 24 hours. Bi-weekly by default. Weekly payouts available as a paid add-on at checkout.
Scaling plan: Maintain a 10% net gain over a four-month period with at least two payouts → account size increases by 30% of the original balance. This can be repeated every four months, scaling toward $400,000.
Profit split: Starts at 80%, scaling up to 100% through the scaling program — the only major prop firm offering 100% split.
EA and automated trading: Allowed. Check current terms for specific restrictions on high-frequency strategies.
Most Common Reasons for Failure
1. Crypto volatility overwhelming the daily limit Trading BTC with the same position size as a forex pair. A 5% move on BTC is routine — if you're using 1% risk per trade at 5:1 leverage, one trade can end your daily session.
2. Overtrading altcoins The wider crypto selection is an advantage, but altcoins are more volatile than BTC. Stick to BTC and ETH until you're consistently profitable on the evaluation.
3. Floating losses from open positions Holding multiple open crypto positions overnight. Crypto moves 24/7 — a position held overnight can gap against you significantly before you can react.
How to Pass BrightFunded
Risk 0.25–0.5% per trade on crypto. The 5:1 leverage combined with crypto volatility makes this the safe range. At 0.5% risk, you need 16 winning trades to reach the 8% Phase 1 target — achievable without gambling.
Focus on BTC and ETH first. They have the most liquidity and tightest spreads. Once funded, explore altcoins.
Stop trading at 60% of daily limit. On a $100k account, stop if you're down $3,000. Protecting the remaining $2,000 buffer matters more than recovering losses in the same session.
Use the drawdown calculator before every session — especially important for crypto where positions can move fast.
Profit Split and Payouts
- Base profit split: 80%
- Scaling profit split: Up to 100% — unique to BrightFunded
- Scaling trigger: 10% net gain over 4 months + 2 payouts → 30% account size increase
- Payout speed: 4–8 hours average, maximum 24 hours
- Payout frequency: Bi-weekly (weekly available as add-on)
BrightFunded vs Competitors
| Feature | BrightFunded | FTMO | FundedNext |
|---|---|---|---|
| Phase 1 target | 8% | 10% | 8% |
| Max profit split | 100% | 90% | 90% |
| Crypto pairs | 35 | 2 (CFDs) | Some |
| Max account | $400,000 | $200,000 | $200,000 |
| Payout speed | 4–8 hours | 14 days | Bi-weekly |
Summary
- Phase 1: 8% profit target, 30 days
- Phase 2: 5% profit target, 60 days
- Daily drawdown: 5% (equity-based, static)
- Max drawdown: 10% (static from initial balance)
- 35 crypto pairs — best crypto selection in prop trading
- Profit split: 80% base, up to 100% via scaling
- Payouts in 4–8 hours — fastest in the industry